GIC Rate Comparison:
Fiscal Agents versus Canada’s top banks

At Fiscal Agents, we strive to deliver excellent service to our clients and develop a relationship that will leave you confident and assured that your money is working as hard as it can. That said, we certainly understand compelling interest rates are often the big draw. On this page, we've provided a thorough GIC rate comparison to see what Fiscal Agents, a no-fee local deposit broker, can deliver over the big banks.  
 

How do our GIC rates compare over what the top banks offer? See for yourself.

Curious about what your savings can earn with our higher rates, instead of what your local bank branch is offering? The following charts and graphs shows our current available top GIC rates, as well as what you can expect from the top six major Canadian banks. Note that all of the rates displayed are updated daily for accuracy (last updated: ).

	1 Year	2 Years	3 Years	4 Years	5 Years
Average of Canada's top 6 banks
Bank of Montreal
CIBC
National Bank of Canada
Royal Bank
Scotiabank
TD Canada Trust

How much more interest can I expect from a higher GIC rate?

Below you'll see how much more return you can expect from our rates versus the average bank rates listed above. Shown are the interest gained from five $25,000 GICs, with 1 to 5 year terms. You can see the impact Fiscal Agents rates (blue bars) have over the bank average (orange bars).  

How much more interest is that over time?

Now let's look at how a single $25,000 GIC with a 5-year term accumulates interest until maturity. The blue line shows the interest from a GIC product with Fiscal Agents currently top 5-year rate, while the orange line shows the bank average rate performance.

Want to compare your own figures? Why not try out our Live Interest Rate Comparison Calculator.

Interested in our Bigger-Pay GICs? Our high rates are only part of the whole picture. We invite you to read more about the benefits and advantages of becoming a client of Fiscal Agents. Opening an account with Fiscal Agents

 

Note: Displayed rates were last updated and are subject to change without notice.

Fiscal Agents - Savings and Investments displays rates for more than one institution. We make available deposits issued by member institutions of Canada Deposit Insurance Corporation (CDIC) Financial Services Regulatory Authority of Ontario (FSRA) or Assuris, the deposit protection scheme offered via the insurance industry.